You probably know that you are entitled to workers’ compensation benefits after suffering an accident at your job. However, you may be unsure about the steps to take to get there. You are not alone. Many workers are unaware of what to do after a workplace accident, making them susceptible to pitfalls that negatively affect their claims.
The first thing you need to do is inform your employer of the workplace accident. This marks the start of your workers’ compensation claim, as the employer will notify their insurer. It is advisable to provide a comprehensive report in writing detailing the circumstance that led to your accident and the injuries sustained.
1. Get medical attention
After informing your employer, you should seek treatment for your injuries. It is important to note that your employer or the insurer must approve of your treating doctor unless it is an emergency. Otherwise, you may miss out on medical benefits if you pick your own doctor.
Be sure to keep all appointments, adhere to your doctor’s instructions and complete all worker’s compensation forms as required.
2. Keep records of documents related to your claim
It is advisable to document everything related to your claim, from the details of the accident to the documents submitted at any point during the process. If possible, have copies of every document you sign, photos of the accident or injuries and any correspondence from your employer or the insurance company.
3. Retain legal counsel
There are issues that may come up during or after filing a claim. For instance, your claim could be denied or you may wish to change your treating doctor. It explains the necessity of legal guidance to help you find the best way forward and help protect your legal rights.