Many people who are receiving short-term disability (STD) or even long-term disability (LTD) insurance benefits aren’t bedridden. However, their injury or illness prevents them from being able to work. For example, a physical therapist who had to have surgery to...
If you have a disability insurance policy through your employer, chances are it is governed by a federal law called the Employee Retirement Income Security Act (ERISA). This law sets the rules and procedures for filing and appealing disability claims, your rights as a...
In Arkansas, businesses with three or more employees typically need workers’ compensation insurance. This ensures that workers who are injured on the job can seek financial compensation for their injuries. However, workers’ compensation is not guaranteed and there is...
Workers’ compensation is a system to help protect workers who are injured while on-the-job. It serves as a way to offer timely compensation to help workers heal from illness or injury. The details can vary by state, but benefits generally include: Medical care. In...
Every commercial driver's license (CDL) holder knows their CDL is a privilege, not a right. From the moment they obtain it, they must never take it lightly - because the reality is that if they don't obey all state and federal laws related to transportation safety and...
The world of social media has enabled many to keep in touch with friends, family, and colleagues from all around the globe. But what is often overlooked are its potential long-term implications for disability claims. Therefore, it's essential to understand the risks...
If you sustain an injury or an illness that leaves you with a disability, you may not be able to work and care for yourself and your loved ones. Subject to the nature of your disability, you may be eligible for financial restitution through your employer-funded...
If you have been injured on the job in Arkansas and your workers' compensation claim has been denied, you have the right to appeal the decision. Appealing a denied claim can be complicated, but taking the necessary steps to protect your rights and ensure that you...
Warehouse work is a fairly common and well-paying job. However, if you suffer an accident while working, then you could quickly lose your job position – unless you file a workers’ compensation claim. A workers’ comp claim gives workers, who are injured on the job,...
When you hold a commercial driver’s license (CDL), you know that there is more official scrutiny on your actions than the average driver. After all, the delivery truck or semi that you’re driving is much bigger and heavier than the other vehicles on the road, so that...
