A lot of people appreciate it when their employer provides some kind of ERISA disability insurance. When they do, employees expect their claims to be approved after they develop a disability – but their policies may cover far less than they expect. There are a lot of...
Insurance companies do not always hold up their end of the deal when it's time to pay out disability benefits. Too often, even valid claims are denied leaving the beneficiaries on their own in the face of a disabling condition. When your disability claim under ERISA...
If you have an illness or injury that’s going to keep you out of work for an extended period, you’re no doubt thankful that you have long-term disability insurance (LTDI) through your employer. This can replace a portion of your income every month. Most LTDI policies...
ERISA cases handled by Daniel A. Webb are usually denied long term disability insurance claims. These cases are termed ERISA cases because, in general, if an employer was involved in setting up the policy any lawsuit filed to collect unpaid benefits is governed by the...
Before hiring an attorney to help with your long term disability (ERISA) case make sure you understand the fee structure. Daniel A. Webb, P.A. does not charge a fee on future benefits after our services have been rendered. If you have need for an attorney to help with...
Long term disability insurance is an insurance product usually purchased through one's employer. It provides an income stream in the event of disability. It usually starts before social security disability (SSDI) begins (totally different public benefit) and...
If you have a policy for long term disability benefits (ERISA) and have recently received a denial of benefits letter, here is the most important thing to know. You must provide the carrier with evidence of disability before appeals are exhausted. Generally, there are...
Long Term Disability Insurance Policies come in a variety of types and are governed by different laws. Often times these cases are referred to as ERISA cases because the Employee Retirement Income Security Act of 1974 governs the case. No matter which type of long...
On December 19, 2012, Jay Bradford, the Arkansas Insurance Commissioner, approved Insurance regulation or Rule 101. Rule 101 prohibits discretionary causes in long term disability policies issued in Arkansas effective March 1, 2013. The stated purpose of Rule 101 is...