Worker's Compensation claims must be filed as soon as possible. When reporting an injury an injured worker should know when, where, why and how the injury occurred. A reported claim that lacks an exact time and place of injury my be denied. Persistence may be required...
Social Security Disability claimants must know their date last insured. A claimant's date last insured (DLI) is the latest date a claimant can prove an onset of disability and be eligible for SSDI benefits instead of just SSI benefits. It's important not to let the...
Long Term Disability Insurance Policies come in a variety of types and are governed by different laws. Often times these cases are referred to as ERISA cases because the Employee Retirement Income Security Act of 1974 governs the case. No matter which type of long...
Each Social Security recipient has an early, middle (full) or late retirement eligibility date. Often people take early social security retirement benefits because of health problems that keep them from working. Early retirement pays less than full or late retirement...
We have all heard of the Bermuda Triangle, but what about the Disability Triangle? It's not a geographic location, but it's very hard to navigate, especially without an experienced lawyer. The Disability Triangle refers to Social Security Disability, Workers'...
On December 19, 2012, Jay Bradford, the Arkansas Insurance Commissioner, approved Insurance regulation or Rule 101. Rule 101 prohibits discretionary causes in long term disability policies issued in Arkansas effective March 1, 2013. The stated purpose of Rule 101 is...
Claimants seeking Social Security benefits should hire an attorney after they get denied. Most people can and should file the initial application for benefits on their own. If denied initially its ok to file the Request for Reconsideration yourself. Most of the work...
There is an interesting tool available at the official Social Security website, ssa.gov. Once on the website go to "online services" and then go to "Find out if you Qualify for Benefits." Then complete the Benefit Eligibility Screening Tool or "BEST" to see if you are...
I have successfully handled traffic tickets for commercial drivers for many years. If you have a CDL, you know how serious a minor moving violation can be to your livelihood. I charge reasonable rates to enter not guilty pleas over the phone, and then show up ready...
I often ask clients if they are insured for Social Security Disability and quickly realize they have no idea what I mean. Eligibility for Social Security Disability benefits is based on your taxable earnings and the payroll taxes you have paid into the system (Social...