Long-term disability (LTD) plans and Social Security Disability (SSDI) benefits are two important safety nets that are designed to help when someone suddenly becomes unable to work due to a disability. However, the intersection between LTD benefits and SSDI can get...
You may be entitled to benefits when you suffer a workplace or work-related accident. However, you must go through the paperwork and legal procedures. In Arkansas, the workers' compensation claims process has specific deadlines that you must adhere to as a workplace...
Being diagnosed with any medical condition is bad enough. It doesn’t get any better if you are diagnosed with a terminal condition like mesothelioma. While there are treatments that can extend your life expectancy, there is no doubt that life will never be the same...
All parts of a disability claim are important, and it’s critical to pay attention to the details. Many claims are denied because of paperwork mistakes and things of this nature. Taking the time to ensure that the documentation is flawless goes a long way toward...
Workers with disabling medical conditions often need to take time off from their work or possibly change professions after the onset of their symptoms. Some people have private disability insurance, but many employees will primarily rely on benefits available through...
Many people who are receiving short-term disability (STD) or even long-term disability (LTD) insurance benefits aren’t bedridden. However, their injury or illness prevents them from being able to work. For example, a physical therapist who had to have surgery to...
If you have a disability insurance policy through your employer, chances are it is governed by a federal law called the Employee Retirement Income Security Act (ERISA). This law sets the rules and procedures for filing and appealing disability claims, your rights as a...
In Arkansas, businesses with three or more employees typically need workers’ compensation insurance. This ensures that workers who are injured on the job can seek financial compensation for their injuries. However, workers’ compensation is not guaranteed and there is...
Workers’ compensation is a system to help protect workers who are injured while on-the-job. It serves as a way to offer timely compensation to help workers heal from illness or injury. The details can vary by state, but benefits generally include: Medical care. In...
Every commercial driver's license (CDL) holder knows their CDL is a privilege, not a right. From the moment they obtain it, they must never take it lightly - because the reality is that if they don't obey all state and federal laws related to transportation safety and...