People know that they shouldn't drink and drive, but they often fail to understand how the law on the issue actually works. The basic rules for an Arkansas driving while intoxicated (DWI) charge are simple. If you exceed the legal limits for your blood alcohol...
Social Security Disability (SSD) benefits offer a financial lifeline to millions of disabled Americans. While some of these applications get approved, a significant number end in rejection. If the SSA turns down your application, you need to know what went wrong, so...
With many workplace injuries, you know that you’re hurt as soon as the incident takes place. You slip from the top of a ladder, fall and strike your head on the concrete floor below. You know that you need to go to the hospital and you probably have a concussion at...
You have an illness or an injury that is creating a disability for you. You know that it's impossible for you to work at this time. You're interested in seeking benefits through the Social Security Administration. Your situation is very common, and you are certainly...
The workers’ compensation system helps ensure that employees injured while working do not suffer additional hardships. A successful claim gives you access to medical care, wage replacement and other benefits until you are fit enough to resume your duties. The claims...
Insurance companies do not always hold up their end of the deal when it's time to pay out disability benefits. Too often, even valid claims are denied leaving the beneficiaries on their own in the face of a disabling condition. When your disability claim under ERISA...
Sometimes, life can be extremely difficult. You may have anxiety or be dealing with depression, have post-traumatic stress disorder from a work accident or another serious situation. Whatever the reason is, if you are dealing with a debilitating mental illness, you...
You should be prepared for periodic reviews of your disability if you have been receiving disability benefits from the Social Security Administration (SSA) for a condition that prevents you from working. The SSA uses these reviews to determine whether your condition...
We generally think of nurses in terms of treating injuries rather than suffering from them. Nurses dedicate their lives to helping other people. Nonetheless, there are numerous hazards in the nursing profession. How are nurses injured on the job and what are their...
If you have an illness or injury that’s going to keep you out of work for an extended period, you’re no doubt thankful that you have long-term disability insurance (LTDI) through your employer. This can replace a portion of your income every month. Most LTDI policies...