With many workplace injuries, you know that you’re hurt as soon as the incident takes place. You slip from the top of a ladder, fall and strike your head on the concrete floor below. You know that you need to go to the hospital and you probably have a concussion at...
Year: 2022
How long will your disability last?
You have an illness or an injury that is creating a disability for you. You know that it's impossible for you to work at this time. You're interested in seeking benefits through the Social Security Administration. Your situation is very common, and you are certainly...
Even small mistakes can wreck your workers’ compensation claim
The workers’ compensation system helps ensure that employees injured while working do not suffer additional hardships. A successful claim gives you access to medical care, wage replacement and other benefits until you are fit enough to resume your duties. The claims...
Appealing a denied ERISA claim
Insurance companies do not always hold up their end of the deal when it's time to pay out disability benefits. Too often, even valid claims are denied leaving the beneficiaries on their own in the face of a disabling condition. When your disability claim under ERISA...
Can you get Social Security Disability for a mental illness?
Sometimes, life can be extremely difficult. You may have anxiety or be dealing with depression, have post-traumatic stress disorder from a work accident or another serious situation. Whatever the reason is, if you are dealing with a debilitating mental illness, you...
Are you prepared for your continuing disability review?
You should be prepared for periodic reviews of your disability if you have been receiving disability benefits from the Social Security Administration (SSA) for a condition that prevents you from working. The SSA uses these reviews to determine whether your condition...
Common injuries in the nursing profession
We generally think of nurses in terms of treating injuries rather than suffering from them. Nurses dedicate their lives to helping other people. Nonetheless, there are numerous hazards in the nursing profession. How are nurses injured on the job and what are their...
Understanding the offset provision in your LTDI policy
If you have an illness or injury that’s going to keep you out of work for an extended period, you’re no doubt thankful that you have long-term disability insurance (LTDI) through your employer. This can replace a portion of your income every month. Most LTDI policies...
Can you lose your CDL for infractions in your own car?
You are well aware that you can use your lose your commercial driver's license for infractions committed while on the job. For instance, a truck driver who is found driving under the influence is likely going to lose their CDL and not be able to continue their career....
3 employer actions that could harm your workers’ comp claim
Most Arkansas employers must hold workers’ compensation insurance. It is no-fault insurance that covers your costs if you get injured or ill due to your work. Despite this, some employers can be reluctant to help your claim, fearing it will push their insurance...