A Skilled Workers’ Comp Lawyer Guiding You Through The Claims Process
Workers’ compensation benefits can provide a key financial lifeline for injured workers and their families. Unfortunately, the process of pursuing such benefits is often not as easy as one would hope. There are many intricate steps, with no shortage of potential pitfalls. Mistakes could keep you from getting the relief you need. Let Daniel A. Webb, PA, help you avoid them when you suffer a work injury in Little Rock or other parts of Pulaski County. As a knowledgeable Arkansas workers’ compensation lawyer with over 20 years of experience, I can walk you through every stage of the workers’ compensation claims process, covering all the angles. Below, I’ll go over key aspects of this process.
Reporting Your Injury
The claims process begins with you notifying your employer of your workplace injury. Under state law, you are to do this as soon as possible. Once you report your injury, your employer is to take the necessary steps to initiate your claim.
Failing to promptly report your injury could endanger your eligibility for benefits, so it’s critical to act quickly. If you’re unsure about how best to notify your employer or what information to include, I’m here to answer your questions and help you get your claim off on the right foot.
Getting Medical Attention
Promptly seeking medical attention after a workplace injury is crucial to your health. There is a certain way you need to do it, though, to preserve your workers’ compensation rights. Typically, you should report the need for treatment to your employer. Your employer, or its insurer, will then select a physician for you to see for evaluation and treatment.
Treatment received outside of this pathway might not be eligible for workers’ compensation coverage. There are some exceptions for emergency situations.
If you disagree with the treating doctor’s plan for addressing your injuries, you generally have the right to reach out for a second opinion.
I can guide you on how to seek the treatment you need in a way consistent with state workers’ compensation laws.
Cooperating With The Process
After reporting your injury, your employer will notify their insurer, who will start their evaluation procedures. There are various requirements you may have to meet, such as filing paperwork and submitting medical records, accident reports, witness statements and other documentation. Cooperating can be key to helping the process go smoothly. However, it’s also important to act in a way that protects your rights when interacting with the insurer. I can assist you with this critical balancing act.
Understanding Independent Medical Examinations
Insurers might request an independent medical examination (IME) to verify your claim. These examinations can be high-stakes, as their results could have a big impact on an insurance company’s ultimate decision in your case. So, proper preparation can be crucial. I can help you understand what to expect and what rights and responsibilities you have when it comes to IMEs.
The Insurer’s Decision
Eventually, the insurer will make a decision on your claim. Things that could increase the chances of benefits denials or delays include:
- Paperwork and deadline mishaps
- Lack of sufficient medical evidence
- Lack of evidence that the injury was work-related
I understand what it takes to construct a strong claim that minimizes the chances of such complications.
What Benefits Could You Receive?
There are various benefits that could come with a claim approval, including:
- Medical care: Covering the bills for necessary treatments
- Lost wages: Such as through temporary total, temporary partial, permanent partial or permanent total disability benefits.
- Vocational rehabilitation: Services to help you re-enter the workforce.
We can help you understand what exact benefits you are being offered by your employer’s insurer when they approve your workers’ comp claim.
Navigating Settlement Negotiations
If your claim is denied or the benefits offered fall short of what you need, the next step is typically to seek to negotiate a settlement with your employer and their insurer. This process can be challenging. Turn to me for the strategic support you need at the negotiating table. I will do everything I can to pursue a resolution that respects your rights and addresses your needs.
Pursuing An Appeal
Should negotiations fail, hope isn’t lost. There is an appeal process. It typically involves proceedings with the Arkansas Workers’ Compensation Commission. I can assist you with your appeal, advocating for your workers’ compensation rights every step of the way.
Why Turn To An Experienced Workers’ Compensation Attorney?
The journey toward obtaining workers’ comp benefits is often a challenging one. Going it alone can be risky and overwhelming. Having a trusted workers’ compensation lawyer at your side can make a significant difference. My firm is dedicated to maximizing your chances for success. I will be right at your side, providing insights and support from start to finish. I am here to protect your best interests and help you fight for the compensation you deserve.
Begin Your Journey Of Recovery
Get the guidance and advocacy you need to move forward with confidence in your workers’ compensation claim. Reach out to my firm for a free consultation today by calling 501-372-2400 or filling out my contact form.